Compulsory Third Party Liability (CTPL)
Coverage mandatory by law, protecting you against liability for third-party bodily injury or death resulting from accidents involving your insured vehicle. CTPL is an independent policy that must be obtained during the renewal of your vehicle’s LTO registration.
Comprehensive Insurance
Provides coverage against theft, physical damage due to accidents, and malicious damage by third parties. Additionally, it can extend coverage to include legal liability arising from accidents involving your vehicle.
